Personal Lending Interest Rates
Rates charged on lendings are correct as at 15th May 2012.
| Personal Lendings | Interest Rate | APR |
|---|---|---|
| Personal Loans *Variable 'A' Loan Rate For loan amounts of EUR 25,000 or more EUR 20,000 up to EUR 24,999 EUR 15,000 up to EUR 19,999 EUR 10,000 up to EUR 14,999 EUR 5,000 up to EUR 9,999 EUR 2,500 up to EUR 4,999 EUR 0 up to EUR 2,499** *All Personal Loans are based on the Bank's Variable 'A' Loan Rate and the amount borrowed. ** With effect from 24/01/2011 minimum loan amount is EUR 1,500. |
11.45% 9.77% 10.24% 10.66% 11.40% 12.09% 13.50% 14.09% |
11.96% 10.14% 10.65% 11.10% 11.91% 12.66% 14.21% 14.87% |
| Overdraft Current Accounts and Personal Bank Accounts On-Line* * Account can no longer be opened by customers. |
11.85% 10.85% |
|
| Masterplan |
9.00% |
9.31% |
*** Term Loan < 1 year *** Term Loan > 1 year *** Product discontinued since June 1996, but these rates may still apply to certain facilities. |
11.75% 11.45% |
12.29% 11.96% |
| Personal Lendings | Interest Rate |
Base Lending Rate# # This rate is only available for facilities in excess of EUR50,000 Facilities based on this rate are also subject to an agreed interest margin |
0.868% |
| Personal Lendings | Interest Rate |
Prime # # # # This rate is not available for new loan facilities Facilities based on this rate are also subject to an agreed interest margin |
0.875% |