AIB Debit Card

Important notice - AIB Debit Cards linked to Current and Cashsave Accounts

As outlined in our letter to customers at the end of January 2012, changes to AIB Debit Cards (Laser/Maestro) will be implemented with effect from 31st March, 2012. 

These changes only affect customers whose Debit Cards are used to access both AIB Cashsave and AIB Current Accounts. From the 31st March 2012 each Debit Card can be used to access one bank account only.

You will no longer be able to withdraw cash or check the balance on your Cashsave Account through AIB ATM’s.  Your existing card can only be used to access your Current Account. 

If you require access to your Cashsave Account via ATMs, please contact your branch who will arrange an additional AIB Debit Card for you which will operate solely on your Cashsave account. 

Please note that each Debit Card is liable for annual Government Stamp Duty, which is currently EUR2.50 per card where the card is used for either an ATM/in-branch transaction or a Point of Sale transaction and EUR5 per card applies where the card is used for both.

Alternatively, you may view the balance of your Cashsave Account and transfer funds between your accounts using AIB Phone & Internet Banking.

If you have any queries, please contact your local branch or call our Customer Support team on (01) 2695022 any time of the day or night.

Important Notice: If you're planning to use your AIB Debit Card at ATMs abroad please note that the current daily cash withdrawal limit of up to EUR600 will vary depending on the location. In some cases the daily cash withdrawal limit may be EUR250 or less, particularly in non European locations.

What is the AIB Debit Card?

The AIB Debit Card allows you to access your funds from your AIB Personal Current  Account. With an AIB Debit Card you can withdraw cash from ATMs and make purchases wherever the Laser or Maestro logos are displayed.

Where can I use my AIB Debit Card?

Your AIB Debit Card is widely accepted in the Republic of Ireland where the Laser/Maestro symbol is displayed and abroad where the Maestro symbol is displayed. You can use your card as follows:

Point of Sale (POS)

• Pay for goods and services where the Laser/Maestro symbol is displayed in the Republic of Ireland and where the Maestro symbol is displayed abroad.
• Withdraw up to EUR100 cashback from your available account balance as part of your purchase transaction at selected retail outlets. Cashback amounts at retailer's discretion.
• Shop online where you see the Laser/Maestro* symbol. (Domestic transactions only)
  

ATM

• Use your card for cash withdrawals from ATMs in the Republic of Ireland and worldwide (up to a daily limit of EUR600) where the Banklink/LINK/Maestro symbol is displayed. Please note: at some ATMs abroad, particularly in non-European locations, the daily cash withdrawal limit may be reduced to EUR250 or less.
  
  Local ATM limits may also apply.
• Top up any Meteor, O2 or Vodafone mobile with 085, 086 and 087 numbers only.
• Change your PIN at most AIB Banklink ATMs where the card remains in the machine for the duration of the transaction.

What are the benefits of having an AIB Debit Card?

• You only need one card to access your account at home or abroad; in shops and restaurants and for ATM cash withdrawals.
• Chip and PIN technology offers greater protection against fraud.
• Ability to pay for goods and services by phone and over the internet where Laser/Maestro* is accepted.
• Cashback means you can get up to EUR100 cashback as part of a POS transaction where cashback is available. The cashback amount is at retailer's discretion.

Extra Internet security when shopping with Maestro

From 6th April 2011 AIB, in association with 'MasterCard®SecureCode™', is now offering an enhanced service to protect your debit card against unauthorised use when you shop online at participating domestic retailers.

To avail of this secure service, you need to choose a password to use with participating retailers.

For more information on the 'MasterCard®SecureCode™' service and registration process, please refer to the 'Secure Internet Shopping' link in the Related Information section.

*Please note: You can now also use your AIB Debit Card online where you see the Maestro symbol. In some cases, while a retailer may appear to be based in the Republic of Ireland, the retailer may choose to locate their website or payment processing services outside of the Republic of Ireland which may regrettably prevent you from using your AIB Debit Card to complete your transaction.

Who can have an AIB Debit Card?

• Available on most AIB current accounts.  
• Available to all persons above the age of 16 and persons between the ages of 14-16 with parental consent.

How do I get an AIB Debit Card?

You can request an AIB Debit Card through your account holding branch.

What are the Fees and Charges for an AIB Debit Card?

Transaction Charges

Fees and Charges for Debit Cards can be viewed through the link in the related information section.

Does Government Stamp Duty apply to the AIB Debit Card?

AIB Debit Card: Government stamp duty of EUR2.50 per card applies where the card is used for either ATM/In Branch transactions or Point of Sale transactions, and EUR5 per card applies where the card is used for both.

Contact Information

Lost or Stolen AIB Debit Card
+ 353 1 269 5022
AIB Phone & Internet Banking
0818 724 724 or +353 (0) 1 771 24 24 if you are calling from abroad

Travel Light - Use your cards!

It is never been easier to manage your money when you are abroad.  Alongside the obvious advantages of travelling within the Eurozone, with AIB's comprehensive range of credit and debit cards you can travel even lighter knowing you can access your cash from over 370,000 ATMs worldwide or make purchases at up to 24 million locations across the globe.

To find an ATM machine nearest to you where you are travelling please log on to the following site and follow the links to the ATM locator:
For Maestro please log on to MasterCard ATM locator, accessible through the link in the related information section.

Do not forget to bring some cash for immediate expenses e.g. taxis, public transport, tips, food.  Make sure to order your foreign currency notes at least ten days in advance from your local AIB branch. 

Our Customer Service Representatives are here to assist you 24 hours a day, no matter what time it is where you are; we are here to help you if you need us.  If you have any difficulty in using your debit card abroad please call us at + 353 1 269 5022. 

TIP : It is a good idea to key this number into your mobile phone before you go.  If you forget, it is also written on the back of your card.

Top Travel Tips

• Bring a range of payment methods, credit card, debit card, cash.  
• Bring enough local currency for your immediate spending needs, order currency in advance.
• Memorise your PIN for your cards. Do Not write it down on a piece of paper or store in a diary or mobile phone.
• Please be aware that if your PIN combination is made up of your date of birth in any format we would recommend that you change this to a random combination. The fraudsters who carry out thefts of credit cards are highly skilled at discovering PINs from details contained in wallets or handbags.
• If your AIB Credit or Debit Card is lost or stolen please call us immediately on + 353 1 269 5022 available 24 hours a day. 
• Check the expiry date on your cards and your passport.
• Always shield your PIN when you are using an ATM or Point of Sale terminal.
• Don't keep your cards, money and passport together in case you lose them or they are stolen.
• When paying for goods and services always keep your card in view.
• Remember, if you need to contact us we are open 24 hours a day call us at + 353 1 269 5022. 

Legal Notice

• AIB Debit Card Terms and Conditions (Laser, Maestro, Banklink)

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