Additional Optional Insurance Products

1.  Annual Travel Insurance available for Eur125 per annum
2.Cardif Pinnacle Card Protection available for Eur16 per annum
3.  Payment Protection Plan available for 79c per 100* of your outstanding AIB Credit; Card balance each month.

*Payment Protection charges are applied in proportion for amounts less than €100.

Annual Travel Insurance

In addition to the free Personal Accident Travel Insurance on this card you can also upgrade to full optional travel insurance cover for an additional premium.  You can apply for this service through AIB Internet Banking. (Terms & Conditions apply)

Cardif Pinnacle Card Protection Service

Cardif Pinnacle Card Protection is an optional service that makes sure you're never left stranded if you lose your card or if it is stolen. Should any cards go missing, just one call at any time, from anywhere in the world and Cardif Pinnacle will ensure your card issuers are informed of the loss/theft.  Your cards will be cancelled and replacements will be requested.  You can apply for this service through AIB Internet Banking.  (Terms & Conditions apply)

Payment Protection Plan

There are some circumstances that you cannot plan ahead for, such as involuntary unemployment (business failure if self employed), disability (due to accident or sickness), critical illness, or loss of life. At times like these the last thing that you need is financial worry – that is why AIB offers you our optional Payment Protection Plan.

In the event of a successful claim relating to involuntary unemployment, accident or sickness claim, the plan will pay 10% of the outstanding balance (as detailed on your last statement prior to incident date), up to a maximum of €4,000 per month, until a) you return to work, b) the outstanding balance is cleared or c) a maximum of 12 monthly payments have been paid in respect of any one event. In the event of a critical illness or loss of life claim the plan will clear your outstanding balance less arrears up to a maximum of €15,500. (Terms and Conditions apply).

Important / Regulatory Wording

AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

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