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More CLICK Visa Card Features

Balance Transfer

The standard annual interest rate for purchases will be applied on Balance Transfers. Please view Important Information for fees and charges. Should you require a Balance Transfer Form you can view this in our Next Steps section.

Second CLICK Card Free

You can have one additional cardholder added to your AIB Credit Card provided that the cardholder is a family member (defined as parent, spouse, partner, sibling or child over 16 years) who normally resides at your address.

AIB Internet Banking

Please view our Related Information section to see the key features of this service with our walkthrough Online Demo.

24-hour service

If you have a query on your account, our customer service staff are available 24 hours a day 7 days a week on  + 353 1 6685500.

Up to 56 days free credit

If you clear your balance in full and on time each month, you can avoid paying interest.

Instant cash

You can use your AIB CLICK Visa Card along with your PIN to withdraw cash at any ATM machine or branch that displays the Visa logo at home and abroad. Annual cash interest rates and fees and charges apply, please view Important Information link.

Free Personal Accident Travel Insurance

In the course of your journey abroad, you, your partner and children are covered for up to EUR64,000 should you be injured while using licensed transport, provided at least 50% of the fares have been charged to your AIB Credit Card (Terms and Conditions apply.)

This is not a substitute for fully comprehensive travel insurance.

Emergency Cash Service

If your card is lost or stolen you will have instant access to as much as US$5,000 in emergency cash (subject to available credit limit, fees & charges may apply) In order to claim emergency cash you will be required to present your passport as proof of identity at a Western Union outlet nearest your location, as advised by our Customer Service Staff.

Credit Limit to suit you

You can request an increase in your credit limit using AIB Internet Banking
(Subject to lending criteria)

Spread your repayments

With an AIB CLICK Visa Card, you decide how much you want to repay from the minimum amount (3% or EUR6.35, whichever is greater) to the full outstanding balance.

Secure Internet Shopping – Verified by Visa

AIB and Visa are working with participating Merchants to give AIB Cardholders additional security and peace of mind when shopping online. Find out more in the 'Secure Internet Shopping' link in our Related Information section.

Important/Regulatory Wording

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of EUR30 is charged annually per credit card account. AIB Insurance Services Limited is a tied agent of London General Insurance Company Ltd and London General Life Company Ltd for Payment Protection Insurance. AIB Insurance Services Limited is a tied agent of Ace European Group Ltd for Travel Insurance. AIB Insurance Services Limited is a tied agent of Pinnacle Insurance plc (Cardif Pinnacle) for Card Protection. AIB Insurance Services Limited is a tied agent of Chartis Europe Limited (formally AIG Europe (Ireland) Ltd) for Personal Accident Insurance. AIB Insurance Services Limited is regulated by the Central Bank of Ireland.

Related Information


Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995